Payment Options & Financing

We offer a number of payment options and financing plans to help our patients afford the dental care in North Carolina they need. Making an investment in your dental health can be an important part of maintaining your overall health!

For Patients with Insurance

University Dental Associates accepts most insurance plans, yet they may vary by office. For a list of the insurance plans we accept, please view our Participating Insurance Plans page or the Location page of your local office. If you cannot find your plan, or if you’re not sure if your office will accept your plan, give your local office a call to verify. There may be a payment (copayment or estimated patient portion) due at your appointment (date of service) based on your insurance plan. The patient’s final financial responsibility can only be determined by the patient’s insurance company and may be different from the payment collected on the date of service.

For Patients without Insurance

Payment is due in full on the date of service. Payment options include:

• Cash, personal checks, and money orders
• Debit or credit card
  • Visa, MasterCard, Discover, American Express
• CareCredit^® Financing

CareCredit Financing

We offer CareCredit^® Financing where you can make convenient monthly payments in line with your monthly budget. CareCredit^® is a health, wellness, and personal care credit card that helps you get the financial help and care you need, without delaying appointments or treatment. You can also use CareCredit^® for all your future needs without reapplying.

For those who would prefer small monthly installments and more time to pay, CareCredit^® also offers an extended payment plan option. With CareCredit^®’s extended payment plans, treatment can be financed for up to 5 years with low monthly installments. For more details, visit the  CareCredit^® website.

^* Subject to credit approval. Minimum monthly payments required.